How it works

GramFolio is a ledger for physical gold you buy with cards — not a place to purchase digital gold. Four steps cover the usual flow.

  1. 1. Log each gold purchase

    Add the date, brand or website, weight, purity, and what you paid. Keep one row per buy so history stays clean.

  2. 2. Attach rewards and cashback

    Record cashback %, reward points, gift vouchers, SuperCoins, and coupons on the same purchase. Mark cashback as pending, credited, or missing as it lands.

  3. 3. See effective cost per gram

    GramFolio subtracts reward value from the purchase price so you can compare your real cost with the bullion rate around that day.

  4. 4. Review the portfolio

    Use the dashboard, holdings, timeline, and card/website insights to see which buys and cards actually saved you money.

Try it with sample data

Open the read-only demo from sign-in. No password hunting required on this page — use the demo button there.

Questions about privacy? See the Privacy Policy.